Debt Management Plans (DMPs) are a type of debt relief program that allow individuals to pay off their debts over a period of time with the help of a credit counseling agency. The agency works with creditors to reduce interest rates and fees, and to create a payment plan that fits the individual's budget. More »
Balance transfers are a way to move a balance from one credit card to another. This can be done to take advantage of lower interest rates or to consolidate multiple credit card balances into one payment. More »
Loans are a type of financial product that allows individuals or businesses to borrow money from a lender, usually with interest, to be repaid over a set period of time. Loans can be secured or unsecured, and can be used for a variety of purposes, such as purchasing a home, financing a car, or consolidating debt. More »
Apple is an American multinational technology company that designs, develops, and sells consumer electronics, computer software, and online services. It is best known for its iPhone, iPad, Mac, and Apple Watch products. More »
Financial soundness is the ability of an individual or organization to manage their financial resources in a way that is sustainable and profitable. It is a measure of the financial health of an individual or organization and is determined by their ability to generate income, manage expenses, and maintain liquidity. More »
Established companies are businesses that have been in operation for a significant amount of time and have a proven track record of success. They are typically large, well-known organizations with a strong customer base and a wide range of products and services. More »
Stability is the ability of a system to maintain its equilibrium in the face of external forces or disturbances. It is the ability of a system to return to its original state after being disturbed. More »
Long-term growth is the increase in the value of an asset over a period of time, usually measured in years. It is the result of compounding returns on investments and reinvesting profits. More »
Long-term is a period of time that is greater than one year. It is used to refer to investments, goals, and strategies that are intended to benefit an individual or organization over a longer period of time. More »
Off-Exchange Trading is a type of trading that occurs outside of a regulated exchange. It is typically done over-the-counter and involves two parties agreeing to a trade without the use of a third-party intermediary. More »
Unlisted Market is a type of securities market where securities are not listed on a public exchange. It is a private market where securities are traded over-the-counter or through private placements. More »
Market Makers are financial institutions or individuals that provide liquidity to the market by buying and selling securities at prices they have determined. They are also responsible for setting bid and ask prices and maintaining an orderly market. More »
An Alternative Trading System (ATS) is an electronic system that allows for the trading of securities outside of traditional stock exchanges. ATSs provide an alternative to traditional exchanges by matching buyers and sellers in a more cost-effective and efficient manner. More »
Compounding is the process of generating earnings on an asset's reinvested earnings. It is the process of earning interest on both the principal and the interest that has been previously earned. More »
Market making is the process of buying and selling securities to provide liquidity and facilitate trading in the market. It involves continuously quoting both buy and sell prices in a financial instrument or commodity to make a profit from the bid-ask spread. More »
Mispricing is the difference between the actual value of a security and its market price. It occurs when the market incorrectly values a security due to incorrect information or lack of information. More »
Types of charts are visual representations of data that can be used to easily compare and analyze information. They are used to display data in a way that is easy to understand and interpret. More »