Return expectations refer to the expected rate of return on an investment. This rate of return is based on the risk associated with the investment and the expected rate of return of similar investments. More »
Cash Flows is the movement of money into and out of a business, usually over a period of time. It is the net amount of cash and cash-equivalents being transferred into and out of a business. More »
An income statement is a financial statement that summarizes a company's revenues and expenses over a specific period of time. It is used to calculate a company's net income or net loss for the period, which is the difference between total revenues and total expenses. More »
Statements are written or spoken declarations that are made in response to a question or as a way of expressing an opinion. They are used to provide information or to explain a particular point of view. More »
Current liabilities are debts that must be paid within one year. They include accounts payable, wages, taxes, and other short-term obligations. More »
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A fixed interest rate is a rate of interest that remains the same throughout the duration of a loan or other financial agreement. It is usually expressed as a percentage of the principal amount and is usually higher than the variable interest rate. More »
Non-Recourse Financing is a type of loan where the lender is not able to pursue the borrower for any losses if the loan is not repaid. The lender's only recourse is to take possession of the collateral used to secure the loan. More »
Non-personal Project Financing is a type of financing that is used to fund a project without the need for personal guarantees from the borrower. It is typically used for large-scale projects such as infrastructure, energy, and real estate development. More »
Industrial Design is the process of creating and developing products with an emphasis on functionality, usability, and aesthetics. It is a combination of engineering, art, and business that focuses on the design of products for mass production. More »
A trademark is a recognizable sign, design, or expression which identifies products or services of a particular source from those of others. It is a form of intellectual property that helps to distinguish a company's goods or services from those of its competitors. More »
A patent is a form of intellectual property that grants the holder exclusive rights to an invention or process for a limited period of time. Patents are used to protect inventions from being copied or used without permission from the patent holder. More »
Joe Bloggs is a generic name used to refer to an average person or a hypothetical person. It is often used as a placeholder name in a story or example to represent an anonymous person. More »
An unsecured loan is a loan that is not backed by collateral and is based solely on the borrower's creditworthiness. It is a loan that is not secured by any asset or collateral, and is typically more difficult to obtain than a secured loan. More »
Subordinated debt is a type of debt that ranks lower than other debts in terms of priority for repayment in the event of a default. It is also known as junior debt or subordinated loan and is typically unsecured. More »
Institutional is a term used to describe organizations, such as businesses, universities, and governments, that are established to provide services, goods, or other benefits to the public. It is also used to refer to the structures, rules, and regulations that govern these organizations. More »